If you’ve been in an auto accident, it is necessary to inform your insurance company about it and claim insurance at the earliest.
As a result this will begin the process, means you being contacted by a insurance claim adjuster.
Claims adjuster will establish your coverage type, deductibles and limits of coverage affecting the claim.
Your case will be handled depending upon its complexity.
In contrast, Simple cases with little or no damage or no fault issue can get you a check after providing estimates to the adjuster.
However in complicated cases involving unclear liability; insufficient coverage; or non-agreeable settlement offer, the process of negotiation may take time.
Once the adjuster performed detailed investigations from his side, he will offer you a settlement amount, which will be in part or full of your claim, generally on lower side.
If you’re confident, before this offer you can send a demand letter from your side asking for a settlement claim amount.
To get a higher settlement amount you may have to negotiate hard. You should verify legitimacy of denied claims and respond promptly to it.
Most noteworthy, an attorney help will make sure you follow time limits for lawsuit filing.