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South Carolina Consumer Laws

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The South Carolina Department of Consumer Affairs oversees the implementation of consumer protection laws in the state.

  • The South Carolina Consumer Protection Code (Title 37) covers various topics like loans, credit sales, insurance, prepaid legal services, etc. and the applicable penalties and remedies for each violation.
  • The Code or the Law does not cover transactions relating to credit advances to government agencies, student loans, security transaction deals, and agricultural loans.
  • The law also provides a ceiling limit on the quantum of credit advanced to consumers under section 37-1-102 (b).
  • The Administrator of the Department will be responsible for conducting inquiries and investigations to award remedies to consumers.

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