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Alabama Foreclosure Law

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Alabama Foreclosure Law
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The Alabama Foreclosure Law allows lenders to seek judicial or non-judicial foreclosure processes for recovering outstanding dues from house owners.

  • The law considers the Deed of Trust and the Mortgage agreement as the primary security instruments.
  • Where the deed of trust or mortgage agreement is silent on the power of sale in a foreclosure, the lender must file a lawsuit in Alabama court before initiating the sale process.
  • The legal machinery might take 1 to 2 months to complete a foreclosure case.

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