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California Bankruptcy Laws

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California bankruptcy laws allow you to select between two separate sets of exemptions filed under section 7 or 13.

In chapter 7, immunity protect your possession, while in chapter 13, it helps you decide how much you need to pay to unsecured creditors.

The benefit of chapter 7 bankruptcy law:-

  • After the release of bankruptcy it helps you start fresh
  • Wages earned by a person and property ownership are considered his after the filling of the case
  • Within 3-6 months, the case is fully set free

Plus and gains of chapter 13 bankruptcy law:-

  • If you can afford to repay the full payment, then all your properties are free from repaying.
  • You can file chapter 13 anytime you feel like
  • You can even divide your creditors as per their class and pay them diverse percentages.

Important: The articles available on are neither legal advice nor a replacement for an attorney. The contents are general information and guidance concerning different legal issues. We make sure that these articles prove helpful to you, but we do not promise or guarantee that they are suitable for your condition. We also do not take responsibility for any loss that might cause to you using these articles. Hence, we strictly suggest you get expert legal advice. Consult or hire an attorney in case of any doubt.