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Oregon Bankruptcy Laws

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Under Oregon Bankruptcy Laws, the petitioner is entitled to use certain federal exemptions.

These are in addition to those enumerated under the State mandate.

For example, real property and mobile property not exceeding 1 block in a town is eligible for homestead exemption.

Insurance benefits eligible for exemption include annuity contract benefits to a certain amount on a monthly basis.

Certain personal property like bank deposits up to certain quantum, books, pictures, musical instruments, clothing, jewelry and certain other items are eligible for exemption. The list is not exhaustive though.

Oregon Bankruptcy alternatives- an ideal blend of “flexibility” and “uniqueness”


  • Contacting creditors and working out a payment plan
  • Seeking a debt consolidation loan and paying off creditors
  • Credit counseling plan and accepting reduced payments
  • Final course towards debt repayment

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