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Arizona Foreclosure Law

HomeForeclosuresArizona Foreclosure Law

The Arizona Foreclosure laws permit both methods – judicial and non-judicial foreclosures in the State.

  • The Deed of Trust or the Mortgage agreement entered into by the lender and the house owners is treated as valid primary security instruments.
  • The timelines for the foreclosure is legally fixed as ninety days or less.
  • The laws also allow for deficiency judgment on variable basis in the case of property spanning less than 2.5 acres and owned by a single family or two-family dwelling.
  • For carrying out non-judicial foreclosure the lender is required to record a notice with the recorder of the State.

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