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California Foreclosure law

HomeCalifornia ForeclosureCalifornia Foreclosure law

Lenders in California can appeal for foreclosure of a property through judicial or non-judicial foreclosure.

  • In case the Deed of Trust or Mortgage does not have a power of sale clause, the judicial foreclosure will be opted for by default.
  • Post declaration of the foreclosure by the court, the property will be auctioned and sold to the highest bidder.
  • Non-judicial foreclosure is applicable only where the primary security instruments contain a power of sale clause.
  • In such a foreclosure, the borrower has to pre-authorize the sale of property against their dues pending settlement to the lender.

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