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Colorado Foreclosure Law

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In Colorado, foreclosure of property carried out through the judicial process or non-judicial process within a period of four months.

  • The judicial foreclosure is applicable in cases where the Deed of Trust or mortgage does not contain a power of sale clause.
  • The court will issue a foreclosure and demand the borrower to repay the debt failing to which their property will be sold to the highest auction price.
  • In a non-judicial foreclosure, the lender will have to obtain pre-authorization from the borrower to sell the property under foreclosure, after which the lender or his representative referred to as the trustee can execute the foreclosure.

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