Until recently, most foreclosure cases in Hawaii were settled through the non-judicial process. The current trend follows the application of judicial foreclosure process.
- The judicial foreclosure process allows a time period of twenty days to the property owner to respond to the summons under Foreclosure laws.
- Similarly, the lender will also be required to advertise in a newspaper or website for a period not less than two weeks about the property being available for sale.
- The court allows an exemption for bankruptcy to the extent of $12,725 in case of individuals and $25,450 in case of married couple.