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Idaho Foreclosure Law

HomeForeclosuresIdaho Foreclosure Law

Idaho courts do not provide the option of judicial foreclosure in the State. Hence, all Deeds of Trust executed between lenders and property owners should contain the power of sale clause.

  • Further, unlike other States of US, Idaho recognizes only the Deed of trust as the primary security instrument.
  • A timeline of 150 days is allowed to borrowers to respond to foreclosure process initiated by the lender.
  • The lender has to obtain pre-authorization from the borrower before putting up the property for sale.
  • Further, the foreclosure can be carried out only in the place, time and manner as indicated in the Deed of Trust.

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