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Idaho Foreclosure Law

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Idaho Foreclosure Law
Posted by admin |

Idaho courts do not provide the option of judicial foreclosure in the State.

Hence, all Deeds of Trust executed between lenders and property owners should contain the power of sale clause.

  • Further, unlike the other States of the US, Idaho recognizes only the Deed of trust as the primary security instrument.
  • A timeline of 150 days is allowed for borrowers to respond to the foreclosure process initiated by the lender.
  • The lender has to obtain pre-authorization from the borrower before putting up the property for sale.
  • Further, the foreclosure can be carried out only in the place, time, and manner indicated in the Deed of Trust.

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