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Mississippi Foreclosure Law

HomeForeclosuresMississippi Foreclosure Law

The Mississippi courts allow lenders to seek foreclosure through judicial or non-judicial process. The State law does not provide right of redemption or deficiency judgments to borrowers.

  • The judicial foreclosure requires a lawsuit to be filed in court which will be enquired by court before the foreclosure is given to lender.
  • The non-judicial foreclosure is valid only in cases where the Deed of trust or mortgage does not have the power of sale clause. In such cases, the property will be auctioned off the highest bidder.
  • The power to sell the property can be transferred by the lender to his legal or heir or representative.

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