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Virginia Bankruptcy Laws

HomeBankruptcy VirginiaVirginia Bankruptcy Laws

Virginia bankruptcy laws can be credited for providing a portfolio of reforms.

As a result, the eligibility and affordability provided through various provisions can bring within the legal framework.

Virginia bankruptcy laws are unique among the rest of the states in some aspects.

For example, bankruptcy law in Virginia grants exemptions for debtors wherein

the debtor can quickly get exemptions in

  • cemeteries and burial funds,
  • claims for personal injuries, and
  • crime victim’s compensation.

Thus the process of bankruptcy in Virginia is prima facie designed for ensuring comprehensive personal protection and relief.

Bankruptcy process

  • Individual debtors filing for bankruptcy within a prescribed period of 6 months
  • Bankruptcy act means test, analyzing expenses and incomes to qualify for Chapter 7 or Chapter 13
  • Gathering paperwork for itemizing current income sources
  • Filing for bankruptcy using Virginia exemptions
  • Chapter 13 requirements and submitting a proposed repayment plan
  • Meeting of creditors and plan confirmation

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