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Iowa Foreclosure Law

HomeForeclosuresIowa Foreclosure Law

The Iowa judicial foreclosure laws require the lenders to mail a notice of foreclosure to the borrower within 30 days from the date of foreclosure.

  • A demand for payment of the remaining accelerated balance should also be sent within 14 days prior to the date of foreclosure.
  • Lenders have the option to reinstate the loan within 30 days from the date of receipt of notice by the borrower, however, no special protection for high cost foreclosures will be given to borrowers.
  • The laws do not provide the right of redemption or deficiency judgments under both the foreclosure processes.

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