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Kentucky Foreclosure Law

HomeForeclosureKentucky Foreclosure Law

The Kentucky Judicial process of Foreclosure permits the borrowers 20 days to respond to court summons, failing to which the foreclosure may be awarded to lenders.

  • In cases of foreclosure of a high-cost home loan, the lender has to issue a notice to the borrower at least 30 days before the date of filing the foreclosure.
  • The redemption for sale will be available after six months from the date of purchase.
  • The sale value of the property should be less than two-thirds of the appraised value.
  • The homeowner will be required to pay the foreclosure amount plus an escalation of 10%.

Here are a few foreclosure types you should know.

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