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Kentucky Foreclosure Law

HomeForeclosuresKentucky Foreclosure Law

The Kentucky Judicial process of Foreclosure permits the borrowers a period of 20 days to respond to court summons failing to which the foreclosure may be awarded to lenders.

  • In cases of foreclosure of high-cost home loan, the lender has to issue a notice to the borrower at least 30 days prior to the date of filing the foreclosure.
  • The redemption for sale will be available after a period of six months from the date of sale.
  • The sale value of the property should be less than two thirds of the appraised value.
  • The home owner will be required to pay the foreclosure amount plus an escalation of 10%.

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