The Kentucky Judicial process of Foreclosure permits the borrowers 20 days to respond to court summons, failing to which the foreclosure may award to lenders.

• In cases of foreclosure of a high-cost home loan, the lender has to issue a notice to the borrower at least 30 days before the date of filing the foreclosure.
• The redemption for sale will be available after six months from the date of purchase.
• The sale value of the property should be less than two-thirds of the appraised value.
• The homeowner will be required to pay the foreclosure amount plus an escalation of 10%.

Here are a few foreclosure types you should know. https://uslawyer.us/foreclosure-types