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Massachusetts Foreclosure Law

HomeForeclosuresMassachusetts Foreclosure Law

Massachusetts foreclosure law permits the use of both judicial as well as non-judicial foreclosure to enable lenders retrieve their dues from defaulting borrowers.

  • The usual timeline for the foreclosure process will encompass 90 days.
  • The Deed of trust and Mortgage are considered as the primary security instruments.
  • The courts will not allow the right of redemption or deficiency judgments in favor of borrowers.
  • Lenders can also complete the foreclosure by possession after obtaining court order or with the consent of the buyer.
  • If the buyer is unable to repay the dues within a period of three years from the possession of the lender, he loses all rights of redemption.

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