Massachusetts foreclosure law permits the use of both judicial as well as non-judicial foreclosure to enable lenders retrieve their dues from defaulting borrowers.

• The usual timeline for the foreclosure process will encompass 90 days.
• The Deed of trust and Mortgage are considered as the primary security instruments.
• The courts will not allow the right of redemption or deficiency judgments in favor of borrowers.
• Lenders can also complete the foreclosure by possession after obtaining court order or with the consent of the buyer.
• If the buyer is unable to repay the dues within a period of three years from the possession of the lender, he loses all rights of redemption.