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Michigan Foreclosure Law

HomeForeclosuresMichigan Foreclosure Law

Lenders in Michigan can foreclosure properties based on the Mortgage or Deed of Trust through judicial or non-judicial foreclosure process.

  • The usual timeline for completing the foreclosure process is 60 days where the court may permit a time interval, varying from case to case, to the borrower to repay the debt.
  • Lender can resort to non-judicial foreclosure in deeds of trust with power of sale clause.
  • In such cases the lender can sell the property after obtaining pre-authorization from the borrower. However, where the Deed specifies any specific time, place or manner in which the property has to be foreclosed, the lender has to adhere to such specifications.

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